Create Wealth From Home

Create Wealth From Home

How do you create wealth from home? There are many ways - more than there have ever been before. In fact, I am sitting here in my underwear as I write this, and yes, I do make a good living with these web sites. An internet business may be one of the best ways to make money at home. Here is a short list of some other possibilities.

Other Ways To Create Wealth From Home

Invest In Real Estate - All you really need to start is some space on the kitchen table and a willingness to learn. There are free resources online to teach you how to invest - even with no money of your own. In fact, you can use the link here to get a Free Real Estate Investing Course. Or if you like the idea of fixing and flipping houses, go get a course on Flipping Real Estate.

Make A Hobby Into A Business - Think of ways to make your hobbies pay. A friend of mine made a painted plywood cow and put it in his yard. A passerby offered to buy it, so he sold it and made another. Soon he was selling them regularly. Think you can't create much wealth this way? How about paying someone to make them for you, and putting them in all the right stores?

Become An Expert Investor - More than a few people have created wealth from home by simply investing wisely in stocks. Now it is easier than ever, with all the information you need online. You will have to study well to beat the averages, but it can certainly be done from home.

Be A Copy Writer - Many companies pay big money for advertising copy. Some even pay residual income each time they use your advertising copy. There are several great courses out there that teach you how to write to sell things, and how to find clients.

Create Wealth With Your Home - The tax law now allows you to keep all your profits from the sale of your home tax-free - as long as you lived there for two years. Some enterprising people are moving from one "project" home to another every two years, pocketing as much as $100,000 in tax-free capital gains each time.

Rent Rooms In Your Home - This works especially well if you live in a college town. Even in many small towns you can get $100 per week for a room (all utilities included). If you have a spare bedroom, why not rent it out, and put that $5,000 per year straight into good investments. This is a relatively easy way to create wealth from home. Use the link here to learn all the ins and outs of Renting Rooms. (I wrote this ebook based on my experience)

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How Barter Can Help Your Business

Barter trade is a powerful instrument that represents a solution for companies with available stock or services. By accepting payment in trade money instead of cash, a business maximizes their efficiency by increasing stock turnover or billable hours. Using the trade currency earned, that company can pay for goods or services they want, without paying cash.

1. Barter Generates New Clientele:

Allowing you to increase your market and preserve your cash paying customers. This is incremental business – clients who bypass rival businesses to do business with you.

2. Barter Moves Surplus Stock:

Retailers must keep their stock moving. Barter will bring you buyers to move surplus stock, eliminating the advertising costs and weighty discounting otherwise needed to achieve this.

3. Barter Conserves Cash and Increases Profits:

Bartering creates new clients because buyers are encouraged to pay with their products or services to save cash. e.g, if you had to buy a photocopier for £1500, what would you rather do? Write a cheque or pay with an equal amount of your product or service at its normal selling price to a new customer? Most businesses prefer to trade and preserve cash.

4. Networking Expands Your Customer Base:

Barter customers will bring you all of the cash referrals that your present clients bring. You will gain new cash paying customers too - as long as you give your barter customers the same great services and pricing as you offer everyone else.

5. Increase Productivity by Filling Downtime and Unused Capacity:

Service Business: Increase billable hours! If you are not at 100% capacity twelve months a year and can handle new customers, you fill your idle time with new business opportunities. Now you will have trade currency to purchase what you need.

I have started a online community forum that is specifically for people want to start Bartering or even for people who Barter already view our site

The Barter system is a fantastic opportunity for people to gain what they want by offering what is some surplus stock or some time.

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Making Money With Real Estate

Making Money With Real Estate

Optioning Hilltops

Making money with real estate isn't unusual, of course, but there are less common ways to do it. There was a man, for example, that went around optioning hilltops. If the owner wanted $30,000 for the land, this investor might offer $300 for an option to buy the property at full price ($30,000) within six months. He didn't have to buy, but the sellers liked the idea of getting full price, or just keeping the $300.

Next, he contacted every radio station, police department, and cell phone company in the area that might need a hill to put a radio tower on. It is common practice to lease the properties on ten-year or longer leases, for tax reasons. Once the investor got a lease signed, it was relatively simple to get a bank to lend the money for the purchase. So he might have payments of $200 per month, and the radio station puts up the tower, and rents the hilltop for $350 per month. Total risk? If he doesn't find an interested party, he walks away, losing the $300 option fee.
Making Money With Fixer-Upper Real Estate

It isn't unusual to buy a house, fix it up and sell it for a profit. It is less common to find these opportunities in the $10,000 price range though. We found that there are towns in this country where you can still buy houses as cheap as $6,000! We bought a house in a beautiful little town in Montana for $17,500, paid a plumber and a friend to fix a couple things ($2,000), and after living in the house for a few months, sold it for $28,000. For more of the story you can visit our website on Cheap Homes .

Making Money With Land

Several times I have bought property and then sold it on a "land contract." Also called a "contract for sale," and various other names around the country, this simply means taking payments from a buyer, and delivering the title when the property is paid for in full. This is a great way to make money with real estate if you already have some money to invest.

Here is how my first deal went: 3 acres for sale for $4,100. I offered $3,300 cash, and we agreed to $3,500. This was back when closing costs were lower, so I had maybe $3,660 into it after closing. I spent a few hours raking it, and removing dead branches, etc. Then I put a hand-painted sign on it, offering it for sale for $4750, with only $250 down payment and $100 per month payment, with 11% annual interest.

Within two weeks, I sold it for exactly that price and terms, and closed the deal in a restaurant, with virtually no closing costs. In the end, I sold the land for $1150 more than I paid, but I also collected hundreds per year in interest. The rate of return on a deal like this is somewhere over 20% - certainly better than a bank account, and of course it should be done on a larger scale than this (the next time I did it was on a mobile home on land).

The reason this works is that you are making it convenient for the buyers who don't have the cash to buy the land. At the time, that 3 acres was worth about $4,000, yet the buyer paid 18% more than that for the convenience, and paid 11% interest. With a couple hundred dollars in the bank, his options were limited. I made it possible for him to own that land, and it's worth about $20,000 now.
Other Ways Of Making Money With Real Estate

There are many unusual ways that people have used to make money with real estate. I know a guy who made almost as much money letting a construction company carve gravel out of his property as the property cost in the first place. It didn't even reduce the value of the land. A friend of mine bought a small piece of property and let a company cut half the trees out for $4,500. When they were done, you couldn't even tell they had thinned the trees out, and the land had the same value.

I'll add more unusual ways of making money in real estate in the future, so check back.

Note: The following is an exclusive offer for visitors to this site:

Unusual Ways To Make Money | Making Money With Real Estate

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Easy Ways To Make Money

Yes there are easy ways to make money, but this means different things to different people. Do you want easy ways to make money right now, or ways to make the most over time with the least effort. These are two very different things.

Easy Ways To Make Money Now

-Get a job. Or work more hours at your present job. Don't believe that starting a business or learning to invest successfully is easy. A job is much easier. Go to work, and get a paycheck every week or two guaranteed - that's easy!

-Sell your things. Another easy way to make money quickly is to sell whatever you don't need. Get rid of the second car, the snowmobile you never use, etc.

-Cut your expenses. Cancel cable TV, and learn how to spend less for all the things you buy. If you can spend $14 less each day on unimportant things, it adds up to over $5,000 annually. That's like making $7,000 more, since you have to earn that much to have $5,000 after taxes.

-Buy a lottery ticket. Hey, it's easy if it works, right?

Easy Ways To Make Money - Eventually

Okay, I said that the job is easier than a business, and that is true in the near-term. On the other hand, if you define easy as "the most money over time for the least effort," you need to invest or start a business. I'll tell you two stories in regards to that idea.

First, I bought my first home when I was in my twenties. It was just a mobile home on real estate, but I discovered that I could easily rent rooms. I lived for free as well as banking some of the money. This was no "get rich quick" scheme, but I made as much as $7,000 per year extra from my investment. I had to work to pay off the mortgage, but in the end I was working much less than my friends were.

The second story has to do with this internet business. I spend a lot of time writing little articles now, and distributing them. People read them, click through to my web sites from the link at the bottom, and maybe they buy a product that I get a commission on, or I get paid for the advertising there. It really is pretty easy now, but that's not how it started.

I worked at this full time from the start, and six months into it, I was making a net profit of about $2 per day. It was a bit discouraging, and I had a lot to learn. However, as it turns out, I was making something closer to $30 per hour for my time. It's just that I wouldn't be paid for the first year. I just kept building the business, and now it is pumping out the money I made from those earlier efforts. Not only that, but I can ignore it for weeks at a time and it keeps making money.

You see, that's the way it is with money. If you want more than a job will provide, you have to start a business or invest and get your money working for you. That might mean you work for free, or for a dollar per hour to start, so that you can easily collect $100 per hour down the road. If that sounds too discouraging, then so will this : Maybe there are no easy ways to make money.

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Best Affiliate Program?

Which is the best affiliate program? In this article, argues that it is the one you own.

Affiliate Programs... Who's Really Making The Money?

There will be a million and one affiliates out there who will tell you that the affiliate program they promote is going to be the best one for you.

But have you considered who is really making the money and who gains the most out of affiliate programs.

Let's take a step back and look at the AFFILIATE.

What exactly is the role of the affilate?

* The sole purpose of the affiliate is to PROMOTE the product and/or service

What are the benefits of being an affiliate?

* Get paid a minimal commission that is regulated by the owner of the product/service

In short, As an affiliate it is your responsibility to make someone else rich whilst doing all the hard work. You take on the expenses of advertising, you are the one who usually misses out on subscribers if you haven't first made them your client before they buy the product/service you are promoting.

And all this for what??? Maybe $20 per sale if you are really, really lucky.

You also need to remember that when you are an affiliate, YOU are not the only person promoting that very same product/service.

So what will make your offer any different to someone else who is promoting the exact same product, usually using the same sales technique, offering it at the same price.

To be in the top 5%, which is the amount of affiliates who make more than $100.00 per month, you need to first have a really good, clean, targeted subscribers list of more than 50,000 subscribers, know exactly how to gain targeted traffic, and have a huge advertising budget.

For the other 95%, the only way you are going to make alot of money from and affiliate program is to OWN YOUR OWN.

It really isn't as hard as you might think to set up.

So in conclusion, the best AFFILIATE PROGRAM, obviously is the one you OWN.

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Get Rich Today

So you want to know how to get rich today? Well, you could try the lottery, or find a casino and try your luck at the roulette wheel. The odds are against you, of course. Is there a better way?

How about thinking about what it means to BE rich. Consider for a moment that you are sitting there with a fantastic machine in front of you. Yes, I mean the computer. It can entertain you, educate you, employ you and more. Now think back two hundred years ago, when the richest people in the world didn't have access to a computer, or a television, or a car, or a refrigerator, or modern medicines.

Consider how many millions of people TODAY would eagerly trade places with you. Even if you consider yourself poor, there are others who would consider you rich by comparison, right? "Rich" is relative, isn't it? And while others imagine how much better their lives would be if they had as much as you, you imagine a life made better by even more wealth.

It is true that life can be improved by money. Anyone who tells you differently is lying or has a real lack of imagination. But long before you get rich according to whatever standard or goal you have, you can get rich by living differently. You can learn how to get rich by enjoying the real wealth that you already have. You may not enjoy future wealth in any case, if you don't learn how to first.

Start appreciating what you have, and you WILL be richer. Who is richer, a man with a lot of money and things who is alternately stressed and bored, or a man who is enjoying all the good things he has, however few they may be? Plan for the future, to make more money, but get rich today by living in a state of gratitude for what you already have.

Get Rich Today - Part Two

Money is a blessing, as well as an incredible and fascinating invention. It is the distilled essence of all the worldly things you might want or need. Why not make more of it? Here are some simple reminders of things you already know about how to get rich.

1. Start planning to make more money. Pick a way (there are many) and work it. Try another way if you fail, but don't stop trying. Fast or slow - you can get rich. Don't just think about getting rich. Start putting your goals in writing, and taking the steps necessary.

2. Learn what is really important to you. I have watched more than one person spend what could have been a wealth-building investment on things that really weren't important to them. Self control doesn't mean self-denial. It means doing what you REALLY want for the long term.

3. Learn how to manage money. Watch those "Where Are They Now" programs, and you'll quickly see that it is easier to lose millions than to make them. How many famous people have blown through their money in just a few years? 1,893. Okay, who knows, but the lesson is clear: You have to understand how to manage money if you want to get rich and stay rich. Start educating yourself.

By the way, you can find a collection of interviews here: People Making Money That's on another website I have, and they are not wealthy people, but people enjoying how they make a living.

Learn to enjoy what you have, and put a plan in place to have more - this is how to get rich today.

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How To Win At Roulette

One thing I realized quickly when I first worked at a casino, is that people want to believe there is a system they can easily use to beat the "house." The other thing I soon realized, is that there are ways to get the statistical edge over the casino. Unfortunately, they are not easy.

Card counting, for example, really can give you the edge at blackjack. The problem is that it is often a small advantage, and there is a lot of work and self discipline required. I remember one "regular" who I think made money consistently at the blackjack tables, but even he wasn't getting rich.

You see, you may only get a 1/2 percent edge over the casino. If your average bet is just twenty dollars, and the dealer deals out sixty hands per hour, you will make about $6 per hour in the "long run." In the short run you will lose or win hundreds on different days. That's with perfect play and $20 bets.

Do you have the stomach for $100 bets, meaning on some days you'll lose thousands of dollars? By the way, if your eyes glazed over from this little bit of math, you don't have what it takes to beat the house. It's all about the math.

Biased Wheels

Okay, there are great books out there if you want to count cards. This, however, is a story about roulette. One of my favorite players used to win regularly. When I ran the table, we would talk philosophy while he patiently made his simple bets all night. I knew he was winning, but not how much. After I quit the job, I met him for coffee and discovered that he had made over $80,000 in sixteen months of part-time play. That made it more interesting.

In case you aren't familiar with roulette, here's how it works. The dealer or "croupier" spins the wheel in one direction, and the ball in the other. There are 38 "pockets" on an American wheel (1 through 36, plus 0 and 00). Players place their bets, and when the ball falls, they are paid according to the number of that pocket. We'll ignore all the various bets and concentrate just on the "straight up" bets. These are when you bet on one number. You get paid 35 to 1 if your number comes up.

There are 38 pockets, and you get get just $35 for each dollar bet, plus you keep the bet. You can see that the house has an edge (5.6 percent, to be precise), but what if certain numbers came up more often than they should - more often than 1-in-38 spins? That's when you can make money.

Let's suppose, for example, that number 5 is coming up an average of once every 29 spins. If you bet ten dollars on it every time, you would lose 28 times, or $280, every 29 spins, but win once which would pay you $350. In other words, in the long run, you would be making $70 for each 29 spins. ($350 minus $280) When there weren't many customers, I sometimes did 60 or more spins per hour, so you can see that this could be very lucrative.

So why would that number or any other come up more often? The short answer is Who Cares! The longer explanation has to do with the nature of the wheels. The pockets could be manufactured imperfectly, with one or more slightly larger than the others, therefore catching the ball more often. One or more of the dividers between the pockets could be loose, meaning it absorbs the force of the ball instead of bouncing the ball away. The ball would therefore tend to drop into that pocket more often.

There are other reasons, including more temporary ones, like a drop of sticky pop in one of the pockets, or a build-up of dust. The important point isn't what causes a "biased" wheel, though. The important point is that biased wheels exist, and can be taken advantage of.

Why would a casino let this happen? Roulette wheels are expensive, and so they are not often replaced, unlike cards and dice, which casinos replace daily. This means that if there is a bias, it sometimes remains for months. I know for a fact that managers where I worked were aware of the problem, but as long as the table made money overall, they were too lazy to worry about one guy making money on it.

Charting a Roulette Wheel

John (not his real name) came in initially with two friends, as he explained to me. They took turns "charting" the wheel. This is nothing more than writing down the number that comes up on every spin. They did this for weeks on both roulette wheels in the casino. It is an incredibly boring and crucial part of the process, often amounting to nothing, since there may not be a bias.

You see, if the number eighteen comes up ten times in a hundred spins, it is meaningless. The sample is too small. You need to know if the bias is real, and therefore will continue, or is just a statistical fluke. Without getting into probability theory and a discussion of standard deviations, suffice it to say that if you want to be fairly certain the bias is "real," you need a sample of about 5,000 spins or more. They eventually had 15,000 spins recorded in a little notebook.

As it turned out, the number "0" was coming in 1-in-28 spins. This surpassed the 1-in-33 threshold they needed to make it safe and worth their while. Only John had the patience, though, to continue sitting there night after night, placing one bet on one number, over and over. Within a couple weeks, his friends quit. They didn't have the patience required, and probably also didn't like the fact that even with the odds in their favor, they had nights when they lost as much as $700.

So night after night John sat there discussing politics and philosophy with me and the other dealers, placing one bet on 0 for each spin of the wheel. He was making between $50 and $100 per hour depending on the number of spins per hour, and assuming the bias was consistent in the long run. Eventually, after more than a year, and $80,000 in profits for John, the casino got a new wheel.

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Ways To Make Money Fast

Are there legal and ethical ways to make money fast? Of course there are, but they're primarily short term solutions. Use them for to raise some money quickly, but don't think these are get-rich-quick plans. With that in mind, here are a few ways to make some money fast.

Sell More Of Your Time

I likethis way least, but it is one of the most reliable. Work longer hours at work, or get another job. This way to make money fast has the added benefit of taking away time you might otherwise use spending more money. Get shifts from other employees, stay late at work (if you are paid hourly), volunteer for holidays. If you don't like this plan, keep reading...

Sell Your Time For More

This is a slightly better way. To sell time for more money, do one of three things. Look for a higher-paying job, negotiate a raise (this works best after the first option), or get paid for what you produce, if you are a productive worker. This last one could mean getting paid by the piece in some jobs, or getting paid commissions in a sales job.

Arbitrage Based On Your Expertise

What is arbitrage? Buying low and selling high in markets that have pricing inefficiencies. Suppose a used car of a particular model and year normally sells for $4,500 - and you know this. Watch for an opportunity to buy this car for less, and you can resell it for a quick profit. I know people who regularly make $1,000 to $3,000 per vehicle buying and selling cars out of their front yard.

It's not about cars, though, but about the principle. Where is your expertise - what can you put a price on and find a buyer for? I knew someone who regularly bought used restaurant equipment for half of what others were paying. Even engagement rings and dogs are "turned" for a profit in this way.

If you have no cash saved for this plan, get a credit card advance or cash advance. Paying $100 in fees and interest is unimportant if you make $1000 buying and reselling a coin collection, right? No credit? Get a partner. If my friend who knows boat prices ever tells me he can get a $5,000 boat for $3,000, I'll put up the money for half of the profit. I love making hundreds of dollars in just weeks just by playing with money - and others do too.

Flip A House or a Contract

Essentially, you offer a low price for a home (often a fixer-upper), and put in the offer the right to assign the contract. You also put a clause in there letting you cancel the contract if you can't get financing - your risk-free way out.Then you find an investor who will buy the contract from you for, say $8,000 (he expects to make even more when he fixes and sells the home).

Your risk? Mostly time. I have known people who have done this repeatedly, making as much as $20,000 at a time. Education and experience helps a lot here, because without it you can waste a lot of time - your own and other's.

More Ways To Make Money Fast

Sell your things if you aren't using them, or if you just value more the other things you'll do with the money.

Have a business? Sell accounts receivable. The buyers call the process "factoring." I have a friend who often has $15,000 owed to him by various clients, and is always facing cash-flow problems. He could sell these accounts receivable tomorrow to raise cash, but I don't tell him. They do sell at a discount, after all, and this constant reducing of long-term income to raise short-term cash can be a bad habit to develop. It is a way to raise money fast, though.

Cut your expenses. Cancel the movie channels. Buy a cheap used car for cash and get rid of your car payment. list every single thing you spend money on, and find ways to spend less for half of them. If you are surviving now, and can spend $500 less per month, you can bank that money and effectively make money fast.

Use whatever you've got to make money fast. Have a home? You could rent rooms. If you are single, you could rent a room instead of an apartment, and bank the difference. Extra time? Start a business on the side. If I want to make more money fast, I can mail an offer to my lists. Of course, this is because I put in the time to build my internet business, which brings up an important point.

If you think you'll start a business today and be rich in a few months, you're probably doomed to struggling forever. It's not that it's impossible. Take away a rich man's last penny, and chances are he'll have more money than you three months later. But this is because he has spent years learning about money, and making contacts.

Some of these ways may seem too mundane. Perhaps they are, but then, how much do you want that money? If you were to move to a cheaper apartment, get a raise, work Saturdays, sell your unused things, and buy and sell something for a profit once each month, you could bank a lot of money relatively fast. Enough to start a real business for longer-term wealth building.

Ironically, those looking for ways to make money fast and easy are least likely to make it. Opportunity seekers chase easier ways instead of making strategic plans and commitments. You can use these ways to make money fast, but don't think you'll attain real wealth without some kind of commitment to learn do what is necessary.

For many more ideas, see the following collection of pages on our blog

Read more...

Ways To Make Money Fast

Are there legal and ethical ways to make money fast? Of course there are, but they're primarily short term solutions. Use them for to raise some money quickly, but don't think these are get-rich-quick plans. With that in mind, here are a few ways to make some money fast.

Sell More Of Your Time

I likethis way least, but it is one of the most reliable. Work longer hours at work, or get another job. This way to make money fast has the added benefit of taking away time you might otherwise use spending more money. Get shifts from other employees, stay late at work (if you are paid hourly), volunteer for holidays. If you don't like this plan, keep reading...

Sell Your Time For More

This is a slightly better way. To sell time for more money, do one of three things. Look for a higher-paying job, negotiate a raise (this works best after the first option), or get paid for what you produce, if you are a productive worker. This last one could mean getting paid by the piece in some jobs, or getting paid commissions in a sales job.

Arbitrage Based On Your Expertise

What is arbitrage? Buying low and selling high in markets that have pricing inefficiencies. Suppose a used car of a particular model and year normally sells for $4,500 - and you know this. Watch for an opportunity to buy this car for less, and you can resell it for a quick profit. I know people who regularly make $1,000 to $3,000 per vehicle buying and selling cars out of their front yard.

It's not about cars, though, but about the principle. Where is your expertise - what can you put a price on and find a buyer for? I knew someone who regularly bought used restaurant equipment for half of what others were paying. Even engagement rings and dogs are "turned" for a profit in this way.

If you have no cash saved for this plan, get a credit card advance or cash advance. Paying $100 in fees and interest is unimportant if you make $1000 buying and reselling a coin collection, right? No credit? Get a partner. If my friend who knows boat prices ever tells me he can get a $5,000 boat for $3,000, I'll put up the money for half of the profit. I love making hundreds of dollars in just weeks just by playing with money - and others do too.

Flip A House or a Contract

Essentially, you offer a low price for a home (often a fixer-upper), and put in the offer the right to assign the contract. You also put a clause in there letting you cancel the contract if you can't get financing - your risk-free way out.Then you find an investor who will buy the contract from you for, say $8,000 (he expects to make even more when he fixes and sells the home).

Your risk? Mostly time. I have known people who have done this repeatedly, making as much as $20,000 at a time. Education and experience helps a lot here, because without it you can waste a lot of time - your own and other's.

More Ways To Make Money Fast

Sell your things if you aren't using them, or if you just value more the other things you'll do with the money.

Have a business? Sell accounts receivable. The buyers call the process "factoring." I have a friend who often has $15,000 owed to him by various clients, and is always facing cash-flow problems. He could sell these accounts receivable tomorrow to raise cash, but I don't tell him. They do sell at a discount, after all, and this constant reducing of long-term income to raise short-term cash can be a bad habit to develop. It is a way to raise money fast, though.

Cut your expenses. Cancel the movie channels. Buy a cheap used car for cash and get rid of your car payment. list every single thing you spend money on, and find ways to spend less for half of them. If you are surviving now, and can spend $500 less per month, you can bank that money and effectively make money fast.

Use whatever you've got to make money fast. Have a home? You could rent rooms. If you are single, you could rent a room instead of an apartment, and bank the difference. Extra time? Start a business on the side. If I want to make more money fast, I can mail an offer to my lists. Of course, this is because I put in the time to build my internet business, which brings up an important point.

If you think you'll start a business today and be rich in a few months, you're probably doomed to struggling forever. It's not that it's impossible. Take away a rich man's last penny, and chances are he'll have more money than you three months later. But this is because he has spent years learning about money, and making contacts.

Some of these ways may seem too mundane. Perhaps they are, but then, how much do you want that money? If you were to move to a cheaper apartment, get a raise, work Saturdays, sell your unused things, and buy and sell something for a profit once each month, you could bank a lot of money relatively fast. Enough to start a real business for longer-term wealth building.

Ironically, those looking for ways to make money fast and easy are least likely to make it. Opportunity seekers chase easier ways instead of making strategic plans and commitments. You can use these ways to make money fast, but don't think you'll attain real wealth without some kind of commitment to learn do what is necessary.

For many more ideas, see the following collection of pages on our blog

Read more...

Making Money On The Internet

At some point a few years ago, I decided that I liked the idea of making money on the internet. Now that I haven't needed a job in years, I like it even better. I make money online several different ways, all of them carefully considered, so I don't have to be home to operate the business.

There are so many ways of making money on the internet. For example, I know someone who sells laminating machines from a web site, another who sells surveillance cameras and equipment online, and several people who sell ebooks. Below are some of the other possibilities:

1. Paid-subscription sites. These sites have limited public content. To get the good stuff, a visitor has to subscribe. For example, an internet business site might offer unlimited access to its resources, including web site templates, sales letters, and the latest news and techniques, for $10 per month. Build up to a thousand subscribers and you'll be making some money.

2. Sell expertise. Many use a website to sell their offline expertise. Whether a business consultant or a wilderness guide, you can make more money with an online presence.

3. Sell a book. It easier than ever to sell your book without a publisher. Set up a sales site and you can either promote it free using articles, or pay for search traffic.

4. Sell downloadable ebooks and reports. No printing expense, and no shipping. Buyers pay with credit cards and download their purchases - even while you sleep.

5. Sell links. If you have good web sites, people will pay to have links placed there. There are companies online that will arrange the selling of these too.

6. Pay-per-click advertising revenue. This is one of the easiest ways of making money on the internet. Paste that code into your pages and start collecting for clicks. I liked this idea long before I passed the $100 per day mark on my click revenue.

7. Sell handicrafts. Many people sell the things they make online - everything from walking sticks to dog clothing.

8. Make affiliate sales without a web site. Although it has become more difficult, you can still make commissions without a website, by posting links for free in forums, articles, and online classifieds.

9. Sell pixels. Remember the man who sold a million pixels on a web page, at a dollar each, to pay for college (and much more)? Buyers advertised how they wanted with their 100 or 200-pixel space. Then came the buy-a-word sites. Pay for a word to be linked to wherever you like. What's next?

10. Sell affiliate products. When visitors to my backpacking site click on the links there and buy a tent or a sleeping bag, I get paid a 7% commission. This is affiliate marketing, but it works in many other ways, and the commissions range as high as 75%.
1. Sell downloadable CDs you make. For $100, you can get the software to make "brainwave entrainment" Cds, and then sell them online.

12. Sell simple reports. Know how to get a job at a casino, or how to train a cat? Create a ten-page report and sell it online.

13. Design websites. Make your own look good if you want to do this for money, of course.

14. Sell phone consultation. Know how to buy and sell real estate, or make a profitable website? Sell consulting time online.

15. Sell articles. There are places online where you can post your articles for sale, either with complete rights (for a higher price), or sell them repeatedly for one-time non-exclusive use.

16. Write and distribute articles to promote a specific web site, for a fee.

17. Create a free newsletter, and sell your own or affiliate products in each issue.

18. Create and sell graphics. You can sell non-exclusive rights to use them if you want repeat income.

19. Take your MLM business online. Multi-level marketing is alive and well in the internet world.

20. Build mini-sites to promote one affiliate product. A one-to-five page site to on fishing to sell a PDF fishing book that makes you a $8 commission, for example. Put up ten such sites, and make just three sales per day on each, and you'll have a gross income of $7,200 per month.

Sell and ship products. Sell products that don't need to be shipped. Sell advertising. Sell your expertise online. Sell your offline services online. Sell other people's products. Sell your own products. These are just some of the basic categories of online business. Within each of these categories there are dozens of ways of making money on the internet. Why not get started?

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I Was A Repo Man

"It's just the repo man," the father told his son.

"But daddy, why is he taking our car?" the little boy asked, while his mother was digging out the last of the clothing that was frozen to the floor of the trunk.

"Son, we didn't make the payments, and when you can't pay for it, you don't get to keep it," he explained, and he handed me the keys. I would drive the car instead of hooking it up, and my brother, Jason (who owned the towing business) drove his tow truck, so it would be ready for the next repossession. The little boy watched from the yard as the repo man drove away in the family car.

I don't recall exactly, but they probably owed less than a thousand dollars on the car, and it was worth even less than that. I stopped occasionally to use snow to clean the windshield - the wipers were broken. If only all our repossessions went this smoothly.

A Different Repo Man Story

We were in a small town to take some Pontiac. We cruised behind the bars in town - generally a good place to look. At the second one, we found the car, and checked the VIN (vehicle identification number) to be sure. No keys for this one, so we would have to tow it.

The wheels were turned slightly, and Jason decided it would likely hit the brick wall if we tried to pull it out. We would have to go inside and ask the owner for the keys. He was at the bar, and he pretended not to hear a word we said. He just continued to stare at his drink. Everyone else in the place heard us, though, and they were all his friends.

The crowd began to form as Jason hooked up the car. There was nothing more than rude comments, but then, as the car was pulled out, it bounced off the wall. The turn-signal light cover was broken, and the pieces of red plastic drove the crowd wild. They began yelling and threatening us, and unfortunately, we had to stop right there to hook the car up properly.

I took my baseball bat and ran in the back door and through the bar to the phone, where I quickly called the police. I ran back out, waving the bat around, and found Jason standing on top of the tow truck, with the angry mob circling below him. Someone threw a beer bottle, and we later discovered that in the chaos my brother lost a toolbox full of expensive tools.

The police arrived quickly, adding their own insults (nobody likes a repo man), but they kept the mob at bay while we hooked up. At least there was no fist fight, and no gun pulled on us, nor any shots fired over our heads. These things would happen on later jobs.

Jason never was paid enough for the work, in my opinion, and he gave me just $15 per car retrieved (this was almost 20 years ago). On our best night we probably repossessed four cars. The moral of the story is clear - there are better ways to make a living than being a repo man.

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Make More Money

Make More Money

Want to make more money? Certainly a strategic long-term business or investment plan is a good idea, but maybe you also want to make more money in the coming weeks or months. Below are some ways you can do this, using what you already have.

There are two essential ways to accomplish what you want - which isn't really to make more money. Money is a means. If you want a million dollars you want it for something, like perhaps a secure retirement, travel, a boat, home, freedom, or whatever. If you can get all this with half of a million dollars, you would accomplish the same thing, right?

The point is that the two ways to accomplish your financial goals are to make more money and/or spend less. Find car insurance for $500 less per year than your current policy, and you have effectively made $500 more, right? Keeping that in mind, here are four areas to look at, and some ideas on how to make more or save more money in each of them.
Make More Money With Jobs

- Work better-paying hours. Volunteer for Sundays, holidays, or any hours you are paid more for.

- Get a higher paying job. Why not look?

- Get a second job. This makes you money AND takes time away from spending.

- Get a raise. Asking for one is a good place to start.

- Work more hours - if you're paid hourly. Stay later, volunteer to take shifts, punch in earlier.

- Get paid for performance. Commissions or piecework are great if you are productive.

- Get a promotion. Just be sure it comes with higher pay.
Make More Money In Business

- Find ways to reduce half of your expenses, at least a little. Savings go straight to the bottom line.

- Upsell more. If even a small percentage of customers buy the expensive option, it can add up fast.

- Better advertising. Find the cheapest way you get new customers and put your money there.

- Better back-end sales. Sell something else to customer after the initial sale.

- Find small improvements for each part of your business process. Small changes can add up.

- Use the suggestions at our blog: How to Make More Money With Your Business

- Find and try low-risk ways to increase sales. An idle employee could call past customers with an offer.

- Test prices. You can make more money selling less if the profits are higher. Do the math.

- Sell your customer list. Or mail a non-competing offer to it for a fee.

- Find customers who didn't return, and find out why. Learn and make corrections.

- Sell any unused assets. Convert an old copy machine into money for advertising.

Make More Money - Investments

- Divert some of your "fun-money" into investments. Take it from activities that aren't really that fun.

- Make more active investments. Real estate takes time and effort, but the return can be higher.

- Use discount brokers. If you are making your own decisions, don't pay for full service brokers.

- Check interest rates at different banks. An hour doing this may yield $100 more - every year.

- Stop paying commissions. Mutual funds with commissions do not outperform no-load funds.

- Loan money to trustworthy friends at a higher rate of interest than your bank pays.

- Loan money to a friend who can make a profit on a deal and pay a percentage instead of interest.

Make More Money - Home

- Reduce the cost of half of the things you buy and do. Done right, you lose nothing in comfort or lifestyle.

- Make hobby income. Sell ad space on your web site, handicrafts, or start a consulting business.

- Reward the kids with cash for each usable money-saving idea they come up with.

- Use your home to make money. Create a duplex, rent rooms, rent the yard for RV storage, etc.

- Sell stuff. Not a way to make more money, but you can convert unused stuff into usable cash.

- Have the kids get jobs in the summer and pay for their own entertainment.

- Sell your home for a profit and move into a cheaper one.

Of all the hundreds of ways to make more money, you can find several that will work for you.

The ones listed here may seem mundane, and they are. However, suppose you did the following five things:

Work a Sunday or holiday each month at time-and-a-half pay. Spend $20 less each week on groceries. Negotiate a fifty-cent per-hour raise. Start a web site that makes just $160 per month. Move your investments to make $50 more per month.

Bank the money you make or save, and it would add up to at least $12,000 in two years. With this, you could look at small real estate investments, or business opportunities that could eventually lead to real wealth. All of these are also low-risk ways to make more money. What have you got to lose?

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Treasure Hunting

What is treasure hunting all about? It can mean different things to different treasure hunters, but the bottom line is always the search for something of value that is hidden from the general public. With that in mind, here are four of the more unusual secrets of successful treasure hunters.

Treasure Hunting In Snow Dumps

Shopping malls in the north often have an area where they dump all of the snow that is removed from the parking lot. The snow contains all the things dropped in it, ranging from coins to rings and sometimes dollar bills. All of these things are concentrated into a small area in the spring, once the snow dump melts.

A lot of part-time treasure hunters have known this secret for years. I stumbled on the idea when I walked past a melting snow pile in a Walmart parking lot and saw a necklace and five coins on the pavement at the edge of the snow pile. County snow dumps are another possible place to look into, at least the ones where snow from parking areas is dumped.

Estate Auction Treasures

Watch an estate auction sometime. Some of the people may not be bidding for the items you see, but for what is inside these items. In the past people commonly stashed currency in their books. When such a person dies, their secret likely dies with them - nobody is aware that there is money in those books. In fact, a relative of mine found thousands of dollars in the books of a departed uncle.

Now, if a treasure hunter gets to peruse the auction items beforehand, he can check a few books, and possibly other items that might contain hidden money or valuable things. If there are a few bills or jewelry inside of books and other items, he can then bid on the lots that contain these. The book collection, for example, is often sold as a whole. Who can say many more bills will be discovered once he goes through all the books he bought.

Storage Unit Auctions

If the storage fee isn't paid, the contents of storage units are auctioned off. Individual items might be auctioned, but it is more common to auction off the entire contents of a unit at once, or split it into several "lots" and auction each group of things. Bidders are normally allowed to check out the items before the auction.

I met a man who did just that and found that an old milk can in one lot was full of coins. At $10, his was the winning bid for the lot that included the milk can. He found a few salable items, as well as $75 in coins! He said he regularly found "treasure" at these auctions.

Treasure Hunting In Hotels

Treasure hunters, as well as hotel owners and room cleaners, report that money is sometimes stashed in the bibles in the dresser drawers. The cash is presumably then forgotten by the customer. Next time you check into your room, check out those bibles - and any other books that are there.

Many hotel owners also report finding men's wedding rings hidden in the rooms. This is more common in hotels that cater to business travelers. Maybe the men who are taking off their rings and hiding them before going out for the evening deserve to lose them. In any case, it makes for another interesting way to go treasure hunting - just look in anyplace a ring might be hidden.

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The Juggling Street Performer

We were in Boulder, Colorado, and a juggling street performer was about to start his show downtown. I overheard someone say that his first show was amazing. Apparently, the juggler did several shows a day at least. It does make this unusual way to make money seem more practical as an income producer.

He was excellent, as a juggler and a comedian. He involved the audience throughout the show, while balancing on his unicycle, juggling various things including flaming bowling pins (or something that looked like bowling pins anyhow), and telling jokes the whole while.

"When you grow up you can do this too," he told the ten-year-old bot who volunteered to help him. "Then you can live in a van just like me." The audience laughed, but he pointed to his colorful van parked nearby.

My wife and I were impressed, both with the juggling of things on fire while riding a unicycle that was six-feet high, and with the jokes. It was a great performance, and when he was done we threw a dollar or two in his hat. He did a hard sell to get people to open their wallets, but at least he had real show. Up and down the street there were others begging for money and offering nothing, or a song accompanied by poorly played guitar.

I am always curious about the money questions, of course, so I looked in the hat when my wife dropped our own contribution in. I saw mostly one-dollar bills, but there was at least one five in there as well. I watched as people came forward, and as near as I can tell, there was at least $50 to $60 in the hat before the performer made room for the next act (this was a well-used corner).

Three twenty-minute performances a day was probably his minimum, and this apparently could make him as much as $150 to $180. Not bad for living in a van.

It certainly buys the groceries. Weekdays probably aren't worth the effort, of course, so it is likely a weekend-only routine. That still might mean a weekly total of $400 to $500 for a few hours work Friday, Saturday and Sunday.

Hmm... Juggling isn't just an unusual way to make money. It might be a decent second income for someone with a low-paying job. Pay the bills with the job, perform 20 weekends each year, and you would have $10,000 extra to invest each year. But do juggling street performers living in vans think about investing and planning for the future?

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How To Make Money - Three Principles

How To Make Money - Three Principles

When you think about how to make money, do you think about jobs, businesses or investments? There's nothing wrong with that, but all these ways have their examples of success and failure. In other words, some people fail at the same thing which other succeed at, and we have to ask why? That leads to a deeper understanding of how to make money, as suggested in the following three principles.

1. Value Trading

Late-night television "get rich quick" infomercials usually cater to people who think there is an "angle" or "secret" which makes it easy. There are tricks, tips, techniques and tools that will help, and this is why these products usually can help the right person. But in the end, making money is about trading value, meaning you need to provide something of value to others to consistently succeed.

Those who think the first question is how to separate people from their money are tempted to use any means, resulting in dissatisfied customers, less repeat business, and eventual failure in most cases. A better first question is how to provide real value. It is serving people well that makes them happy to pay you well, and this is true whether you're an employee (with the employer as your customer) or the owner of a business.

2. Do What's Necessary

Having something of value to offer isn't enough by itself, however. Doing what needs to be done is another often-ignored principle. Commit to a plan and take action, and "do" instead of "try." When we "give it a try" we often quit at the first sign of trouble or unpleasant work. See mistakes as opportunities to learn and move on. The idea isn't to keep repeating what doesn't work, but to learn as you go and keep doing something towards the goal.

Those looking for "easy money" are usually not willing to learn what is necessary. A man hears that there's good money in building, for example, which is something he knows nothing about. Instead of learning what he needs to know he hopes that taking the test for his contractors license is all he needs. A wiser (or less lazy) man might have could have worked in the field for a while to learn the basics, or asked for help to learn how to run a business, or bought a book on how to market his services.

Instead, the easy-money guy he takes the easy route - which leads to failure. Maybe you've seen this scenario played out with friends who think they want to be an actor, start a business, invest in the stock market. We need to do what needs to be done to make money, and learn what we need to learn.

3. Know Yourself

Naturally, it's tough to do what is necessary if you hate every aspect of it, so think carefully about yourself when making decisions about jobs, business and investing. A business you aren't suited to or ready for won't just make you grumpy. When you ignore your interests, skills and abilities it is easy to choose the wrong way to make money - a recipe for failure.

This is an important key to how to make money. There will always be parts of a job or business that you aren't thrilled about, but you need to have at least some interest (and ability) to sustain your commitment.

Ask yourself what you can do, what skills and abilities and work habits you have, and what activities you enjoy. Are you good working with others, and with clients? Do you have a lot of energy? Are you known to quit too easily, and what did you do that contributed to previous failures? Can this business or job or investing path keep you motivated and ready to start each day? What will you need to do, and what are you willing to learn? Are there personal changes you'll need to make? Answering questions like these as honestly as possible may be one of the surest ways to learn how to make money.

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Make Money From Home With The Internet

If you are a stay at home mom (or dad!), or perhaps for any number of reasons conventional employment is not for you, there is an economic option that is available. Yes, that's right, I'm talking about how to make money from home - using the tools available on the Internet! You will be able to work part time or full time - whichever you desire.

Since 1994, affiliate marketing has become quite a growth industry in Internet commerce. In fact, Internet commerce itself has exploded since Amazon launched its first website. Do you remember the naysayers, the ones who said that Internet or e-commerce would be a flash in the pan? You can bet those people are very sorry today that they did not jump on the e-commerce bandwagon! Think about it: they probably are the same people who, when personal computers loomed on the horizon, turned their back on the opportunity to buy stock in those companies which are now multi-billion dollar giants. Oh well!
So how to make money from home? It is is not necessarily limited to stuffing envelopes anymore or by being a telephone solicitor. With your personal computer and your Internet service provider, you can make money merely by being a freelance blog writer or building an online business. You could build websites and sell them, or you could be an affiliate marketer.

Look online for tips on how to make money from home. You will find hundreds of ideas just by entering the term 'how to make money from home' in a search engine and noting the opportunities that are listed just on the first page. Many people do set up websites through which they run an online business, and they have been very successful at this. Other people like to write advertising copy or articles that can be sold as e-books.

Whatever you are interested in, it is a safe bet that there is a way to make money from it by doing business online. Niche marketing is another growing sector of online commerce; for example there is a company that sells entirely online, and all they sell -- the only product they sell -- are zippers! Yes that's right, zippers. They sell two-way zippers, they sell metal zippers, they could make a zipper any length you want, and in any color you want. They are very successful, so take a leaf from their book and get online and make money!

Note from Steve: Want to learn how I make money from home? Just go subscribe to my Free Online Writing Course. Imagine if you could write short articles - only about things that interest you - and make money doing it? You can. Just use these lessons.

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Make Money Working From Home

Two generations ago - for that matter, just one generation ago - there were few alternatives to conventional employment. If you wanted to make money from home 20 years ago, you could do transcription, for example, but you had to deliver it when it was finished. Or you could do telephone soliciting, if you didn't mind people hanging up on you or saying rude things to you over the phone. They really weren't many alternate ways to make a buck at home.

Since the mid-1990s, however, all that has changed. The possibilities for making money from home have grown exponentially and are still growing, with no end in sight.

Let's go back to transcription as an example. There were two ways you could go about doing transcription 10-20 years ago. You could pick up dictation tapes from a client, let's say a doctor, or an insurance adjuster. You then took the tapes back to your home office, transcribed them and returned the transcription to the client. Two trips out of the house were required.

The second method wasn't in the home at all, but in an office. For example, hospitals had central location in the bulding to which they could send their dictation. This was also a virtually impossible field to get into.

Now, with digital recording technology, transcription can be sent to you via the internet. The transcribed material sent back to the client in the same way, and you never need to leave your house. But this is just one way to make money working from home.

The field of Internet marketing is a huge growth industry whether it is in affiliate marketing or direct marketing, where you are selling goods from a website, for example. Let's say that you are a small company with a niche product, or a niche service. This could be anything from custom made zippers to dog booties. Well how are you going to market your products? The least expensive way to market, and market worldwide, is the Internet.

You can make your custom zippers or your dog booties in your home, market them aggressively on the Internet, by contracting to a company that writes copy for ads online, to name just one example.

You have extended the exposure of your company well beyond the boundaries of your state or your country - you are now a global concern. And you have succeeded in showing how to make money working from home. Not only that but you are now self-supporting, and you didn't have to go to work in an office to do it!

Notes from Steve: Want to make money from home? Sign up for my Free Online Writing Course. I write short articles about things that interest me--and make money doing it. You can do the same with these lessons.

On everywaytomakemoney.com you can also found a collection of pages on how to work from your home.

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Suggestions for How to Make Money from Home

Many people want to know how to make money from home. Here are a few suggestions.

You might try several different things before you find the one that works best for you and your family. Remember that working from home requires motivation and family support. So, talk to your family first.

Telecommuting is becoming increasingly popular. Depending on what you do, you might be able to do all or most of your work from your own computer, rather than going into the office. Talk to your boss. Many executives realize the benefits of allowing their employees to telecommute.

Freelancing is another popular choice. What talents or skills do you have? Can you put them to work for you? If so, that's how to make money from home. For example, writers can work anywhere. Freelancers include computer programmers, software engineers, website designers and many others.

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Home Based Business Opportunities - Two Types

You may be looking for home based business opportunities, but are you clear about what type you want? There are businesses that can be run from home, but still require you to go out to make a sale. These include services like office cleaning and dog walking. You don’t need a separate office or storefront location, but you do have to work outside of the home.

Then there are the home based business opportunities that are not only based at home, but can actually be run without leaving the house. Let’s take a quick look at both.

Home Based Businesses

It is nice to work from home for a variety of reasons. Even if you have to go "out in the field" to provide the products or services you sell, you still get to be home more than if you had a separate storefront or office. That means more time with family, and also means lower overhead costs. Some of the businesses that are (or can be) home based include:

Window cleaning services

Carpet cleaning

Small baked-good businesses

Delivery services

Handyman services

Though there are some product sales businesses that can be run from the house, it service-based ones that are the most common.

Home Based and in the Home

The other type of home based businesses are those that can be run from home and allow you to actually stay in the house every day. The advantages of this type are obvious. Lower costs are common, time with family is a given, and even those who have physical disabilities can operate a business from the house. This type can be further divided into internet-based and offline business. The latter includes:

Daycare

Writing for magazines

Renting rooms in your house

Telephone consulting

Customer service contracting

There are many other possibilities in that category as well. But the home based business opportunities that are most exciting to myself (and many others) are those that involve the internet. The advantages are many, including no direct contact with customers, the ability to run the business from anywhere in the country (and possibly the world), and the fact that you can often choose your hours. Some examples:

Selling e-books online

Running informational websites and getting paid for the advertising

Recommending the products and services of others for a commission

Writing articles and ages for webmasters

Selling products online (there are hundreds of businesses in this category alone)

Blogging and selling advertising on your blog

The list goes on, and most of these types of home based business opportunities give you the ultimate in flexibility and freedom. This page could have been written whenever I felt like it, for example, and from an internet café in France if I wished. And yes, I do make a good living at this.

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Your Website - A Residual Income Opportunity

A classic residual income opportunity could be an investment in dividend paying stocks, or a licensing fee that you get for decades for something you invented, or royalties for a novel that you wrote. But what if you don’t have that much money to invest, you don’t have an invention to license and you are not a writer? In that case, you might want to look to the opportunities available online. Of the many out there, we will cover one here: A basic review website. But first, let’s look at a basic definition.

Residual income is essentially income that continues to come in long after the initial efforts that created it have stopped (or at least have become minimal). You work as hard as you need to in order to develop the income stream, and then it flows on its own. This is more than a nice idea - it is a real possibility more than ever thanks to the internet.

For example, my wife and I have websites that we essentially stopped any serious work on years ago, yet they still produce hundreds of dollars of income monthly. Granted, we try to update them occasionally, but the work is minimal (and optional if we want to risk a slow decline of the income stream). I might have spent five hours in the last year on one site, for example, and yet it generated at least a thousand dollars for each of those hours.

The basic idea here is to target a niche with decent search traffic. That might be anything from how to train a dog to making money with crafts. Build a site that has a dozen or more pages of high-quality information, each targeting one particular keyword or keyword phrase. For example, if there are a thousand people monthly searching "make money with crafts," you would have a page about just that. It would be optimized by mentioning the search term "make money with crafts," several times on the page, including in the title, the first paragraph and near the end of the page.

Then you would get links to your site. You can start by asking owners of other related sites to exchange links. There are dozens of other ways to get incoming links. You can learn some of them from the e-book Fifty Ways To get Traffic, a bonus that comes with You Can Make Money Writing. The process of properly optimizing a site and marketing it is beyond the scope of this page, but you can learn that as you go and some of it is covered on other pages of this site as well.

To truly automate the site, making future work as minimal as possible, you’ll want a simple affiliate product or program to promote, so you won’t have any need to directly deal with visitors or customers.

You’ll just get a commission whenever you visitors click over to the site you promote and buy something. Even simpler is using any of the pay-per-click programs that pay you for each click on an advertisement.

Finally, it helps to update a site from time to time, but this too can be very minimal in terms of time - if you prepare everything from the start. For example, you can have other write pages for you for less than $10 each, and have a file of them ready to be loaded over the years one at a time every month or two. You also can have the "Tip of the Month" change each month - again from a file that you prepare in advance. Done right, your continuing work can be as little as a few minutes per month, making this residual income opportunity one of the best.

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